The Fair Credit Reporting Act (FCRA) affords you, the consumer, with certain rights. You have the right to know what is in your credit report, the right to have inaccurate or incomplete information removed in a timely manner, and the right to seek damages against entities that violate the laws outlined within. The FCRA also […]
7 steps to take in the New Year to protect you and your family from identity theft. Achieve security in 2021 by preventing fraud and identity theft crimes.
How can my social media posts lead to identity theft and what can I do to prevent it from happening?
The Fair Credit Reporting Act (FCRA) outlines your right to have inaccurate information on your credit report corrected or deleted in a timely manner. Unfortunately, things do not always work out that way. A recent study by the Federal Trade Commission (FTC) showed 8% of Americans had something inaccurate remaining on their credit report even […]
Think of “identity theft” as a catch-all term that encompasses many different scams that share the common hallmarks of fraud. Tax identity theft is where a criminal uses your social security number to file your taxes and claim your refund before you do. Medical identity theft means your information is used to get medical care, […]
According to data collected by the Federal Trade Commission (FTC), these are a few of the most common current phone scams: Overpaid Utility Bill Scam A recorded message informs you that you have overpaid your utility bill, are entitled to a refund and perhaps a discount on future bills. You press a button and are […]
